What Is an Encumbrance Certificate (EC) in Karachi

An Encumbrance Certificate in Karachi is an official document that confirms whether a property has any legal or financial liabilities registered against it, such as a mortgage, lien, court order, or pending charge. If the certificate shows no encumbrances, the…

Procedure for Oral Gift (Hiba-e-Zabani) in Sindh

An oral gift of property is legally valid in Pakistan under Islamic law without any written document, provided three conditions are met: the donor declares the gift, the one accepts it, and possession is transferred. In Sindh, once these three…